0-1% Solar Finance Options
Westpac
Westpac Greater Choices Home Loan
Get 0% interest for up to five years on up to $50,000 when you use a Westpac Greater Choices home loan to invest in solar power systems and batteries.
Lending criteria, terms and exclusions apply.
BNZ Green Home Loan
Borrow up to $80,000 at just 1% p.a. fixed for three years to cover your full solar setup – panels, inverters, batteries, installation, and planning costs.
Lending criteria, terms and exclusions apply.
Spread the upfront cost of solar with Gem Visa and start enjoying lower power bills sooner. A simple way to make solar more affordable today.
Available in-store and online.
Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by Latitude Financial Services Limited.
Q-Mastercard
Finance your solar system with Q Mastercard and pay it off over time while benefiting from reduced energy costs. An easy step towards your solar journey.
Available in-store only.
12/24 months interest free is available on Long Term Finance (LTF) for in-store purchases only. Min spend $200. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate (both 28.95% p.a.) applies at the end of LTF Interest Free Period. (See Ts&Cs for Q Mastercard Standard Interest Rate applicable to outstanding balance of a Standard Purchase.) Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Purple Visa Card
Finance your solar purchase with a Purple Visa Card — flexible payments, rewards and a smarter way to go solar without the upfront cost.
Available in-store only.
Long Term interest free finance with minimum purchase applies using Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees apply. Prevailing Purchase interest rate will apply to any outstanding balance at the expiry of the interest free period. Visit purplevisa.co.nz for more information. Purple Dollars cannot be earned or redeemed on long-term interest free purchases.
Rates and Fees (current as of 1. April 2024 and subject to change)
$55 - a one off establishment fee
$55 - annual fee
26.65% p.a. - Purchase interest rate
29.40% p.a. - Cash advance rate
Payment
Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Visit purplevisa.co.nz for more information.